Unlock Your Dream Home in Peru: Top Banks, Rates, and Mortgage Tips You Need to Know!

In Peru, several prominent banks offer mortgage services to both residents and non-residents. Below is an overview of these banks, including their current mortgage interest rates, required documentation for mortgage applications, and links to their official websites.

1. Banco de Crédito del Perú (BCP)

• Website: Banco de Crédito del Perú
• Mortgage Interest Rate: Approximately 7% to 11% for a 20-year term. (Source)
• Required Documentation:
  • Valid identification (e.g., DNI for residents, passport for non-residents)
  • Proof of income (e.g., pay stubs, tax returns)
  • Credit history report
  • Property appraisal
  • Purchase agreement
  • Additional documents as specified by the bank

2. BBVA Perú

• Website: BBVA Perú
• Mortgage Interest Rate: Approximately 7% to 11% for a 20-year term. (Source)
• Required Documentation:
  • Valid identification
  • Proof of income
  • Credit history
  • Property details
  • Additional documents as specified by the bank

3. Scotiabank Perú

• Website: Scotiabank Perú
• Mortgage Interest Rate: Approximately 7% to 11% for a 20-year term. (Source)
• Required Documentation:
  • Valid identification
  • Proof of income
  • Credit history
  • Property details
  • Additional documents as specified by the bank

4. Interbank

• Website: Interbank
• Mortgage Interest Rate: Approximately 7% to 11% for a 20-year term. (Source)
• Required Documentation:
  • Valid identification
  • Proof of income
  • Credit history
  • Property details
  • Additional documents as specified by the bank

General Notes

• Mortgage interest rates in Peru for a 20-year term typically range from 7% to 11%. (Source)
• The Central Reserve Bank of Peru's benchmark interest rate was recorded at 5% as of November 2024. (Source)
• Specific requirements and interest rates may vary; it's advisable to consult directly with the bank or a financial advisor for the most current information.

Please note that the availability of specific mortgage officers and their contact information may vary. It's recommended to reach out directly to the banks or visit their official websites for the most accurate and up-to-date information.